A report by the U.S. Department of the Treasury found community banks receiving capital through the Small Business Lending Fund (SBLF) increased small business lending by $10.4 billion since the worst of the recession. Ninety-two percent of participants increased their small business lending substantially, with 86 percent reporting an increase of 10 percent of more. The aggregated lending increase represents about 46,900 additional loans to small businesses. The report  also determined SBLF banks have increased outstanding business loans by a median of 48.2 percent compared to  the average of the prior four quarters.

Since 2011, the Treasury has invested more than $4 billion in 332 institutions through the SBLF program, which offers participating banks a lower interest rate in return for lending to small businesses.